0
REDUCED! Classic Seashore Home For Sale – $369,900.
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Fireplace
- Ventnor City
- For Sale 369900
The Housing Market in Washington Twnshp – April 2009
The I-Team Homes has been marketing quite extensively in Washington Township NJ including the area of Turnersville. We provide housing market analysis for our clients.
The following is the most current data we have for Washington Township :
For the month of April 2009 -
- New Listings Added in April – 95 (23.5% of the Total Avg Listings of 405)
- Average asking price – $279,544 (89.2% of the Total Avg Price of $313,510)
- Properties that are Pending Sales (Under Contract, Not Settled) – 36
- Average Price: $265,920
- Properties that Settled in April – 28
- Average sold price – $274,990 (92.0% of average asking price)
- Average Days On Market: 92 days
We can provide you with a complete and accurate market analysis for your home with an analysis of the market area it is located in. By knowing the value of your home you have a basis to start selling your home. If you want to know the value of your home and to receive a no-cost home evaluation, please call us at 609-417-1084.
For first time home buyers, purchasing your first home can be a very stressful experience. We can help eliminate that stress and help you through the process. We work closely with many first time home buyers and understand your concerns. First Time Home Buyer Programs, 0% and No Money Down Programs, Conventional, FHA, and VA Financing (To Qualified Buyers). Seller Assist with Closing Costs, New Homes Existing Homes in Great Neighborhoods, Fixer Upper Properties. We search all of Camden, Burlington, Gloucester, Salem, Cumberland, and Atlantic Counties. Go to http://www.homes4firsttimebuyers.com/
Looking for a fixer upper property? Willing to put in some “sweat equity” to buy your next home at a bargain price. Get a complete listing of fixer uppers in your area by going to http://www.bestfixerhomes.com/
If you are interested in HUD owned homes currently for sale , go to: http://www.njhudsales.com.
Are you behind on your mortgage? We can help you! We are the Foreclosure Prevention Consultants. We’ve been where you are now, don’t make the same mistakes we did. See what we can do for you at http://www.i-teamhomes.com/foreclosure.htm
.
Linda & Terry Iwaniw
REALTOR Associates
First Time Home Buyer Specialist
Foreclosure Prevention Consultant
ReSales & Investment Realty, LLC
856-795-3111 x263
609-417-1084
http://www.terryi.com/
http://www.snewjerseyhomes.com/
The Housing Market in Monroe Twnshp – April 2009
The I-Team Homes has been marketing quite extensively in Monroe Township NJ including the area of Williamstown. We provide housing market analysis for our clients.
The following is the most current data we have for Monroe Township :
For the month of April 2009 -
- New Listings Added in April – 54 (16.2% of the Total Listings on the Market of 334)
- Average asking price – $245,703 (102.3% of the Total Avg Price of $240,190)
- Properties that are Pending Sales (Under Contract, Not Settled) – 52
- Average Price: $226,520
- Properties that Settled in April – 17
- Average sold price – $170,550 (93.0% of average asking price)
- Average Days On Market: 66 Days
We can provide you with a complete and accurate market analysis for your home with an analysis of the market area it is located in. By knowing the value of your home you have a basis to start selling your home. If you want to know the value of your home and to receive a no-cost home evaluation, please call us at 609-417-1084.
For first time home buyers, purchasing your first home can be a very stressful experience. We can help eliminate that stress and help you through the process. We work closely with many first time home buyers and understand your concerns. First Time Home Buyer Programs, 0% and No Money Down Programs, Conventional, FHA, and VA Financing (To Qualified Buyers). Seller Assist with Closing Costs, New Homes Existing Homes in Great Neighborhoods, Fixer Upper Properties. We search all of Camden, Burlington, Gloucester, Salem, Cumberland, and Atlantic Counties. Go to http://www.homes4firsttimebuyers.com/
Looking for a fixer upper property? Willing to put in some “sweat equity” to buy your next home at a bargain price. Get a complete listing of fixer uppers in your area by going to http://www.bestfixerhomes.com/
If you are interested in HUD Owned homes currently for sale , go to: http://www.njhudsales.com/.
Are you behind on your mortgage? We can help you! We are the Foreclosure Prevention Consultants. We’ve been where you are now, don’t make the same mistakes we did. See what we can do for you at http://www.i-teamhomes.com/foreclosure.htm
.
Linda & Terry Iwaniw
REALTOR Associates
First Time Home Buyer Specialist
Foreclosure Prevention Consultant
ReSales & Investment Realty, LLC
856-795-3111 x263
609-417-1086
http://www.snewjerseyhomes.com/
The Housing Market in Winslow Twnshp – April 2009
The I-Team Homes has been marketing quite extensively in Winslow Township NJ including the areas of Sicklerville and Cedarbrook. We provide housing market analysis for our clients. The following is the most current data we have for Winslow Township :
For the month of April 2009 -
- New Listings Added in April – 92 (16.7% of the Total Listings Currently on the Market of 551)
- Average asking price – $202,685 (88.4% of the Total Average Listing Price of $229,320)
- Properties that are Pending Sales (Under Contract, Not Settled) – 54
- Average Price: $197,150
- Properties that Settled in April – 32
- Average sold price – $194,970 (80.0% of average asking price)
- Average Days On Market: 85 Days
We can provide you with a complete and accurate market analysis for your home with an analysis of the market area it is located in. By knowing the value of your home you have a basis to start selling your home. If you want to know the value of your home and to receive a no-cost home evaluation, please call us at 609-417-1084.
For first time home buyers, purchasing your first home can be a very stressful experience. We can help eliminate that stress and help you through the process. We work closely with many first time home buyers and understand your concerns. First Time Home Buyer Programs, 0% and No Money Down Programs, Conventional, FHA, and VA Financing (To Qualified Buyers). Seller Assist with Closing Costs, New Homes Existing Homes in Great Neighborhoods, Fixer Upper Properties. We search all of Camden, Burlington, Gloucester, Salem, Cumberland, and Atlantic Counties. Go to http://www.homes4firsttimebuyers.com/
Looking for a fixer upper property? Willing to put in some “sweat equity” to buy your next home at a bargain price. Get a complete listing of fixer uppers in your area by going to http://www.bestfixerhomes.com/
If you are interested in HUD owned homes currently for sale , go to: http://www.njhudsales.com/.
Are you behind on your mortgage? We can help you! We are the Foreclosure Prevention Consultants. We’ve been where you are now, don’t make the same mistakes we did. See what we can do for you at http://www.i-teamhomes.com/foreclosure.htm
.
Linda & Terry Iwaniw
REALTOR Associates
First Time Home Buyer Specialist
Foreclosure Prevention Consultant
ReSales & Investment Realty, LLC
856-795-3111 x263
609-417-1086
http://www.snewjerseyhomes.com/
The Housing Market in Gloucester Twnshp – April 2009
The I-Team Homes has been marketing quite extensively in Gloucester Township NJ including the areas of Blackwood, Erial, and Laurel Springs. We provide housing market analysis for our clients.
The following is the most current data we have for Gloucester Township:
For the month of April 2009 -
- New Listings Added in April – 91 (15.6% of the Total Listings Currently on the Market of 582)
- Average asking price – $206,079 (92.7% of Total Average Listing Prices of $222,400)
- Properties that are Pending Sales (Under Contract, Not Settled) – 46
- Average Price: $195,560
- Properties that Settled in April – 34
- Average sold price – $173,360 (91% of average asking price)
- Average Days On Market: 88 Days
We can provide you with a complete and accurate market analysis for your home with an analysis of the market area it is located in. By knowing the value of your home you have a basis to start selling your home. If you want to know the value of your home and to receive a no-cost home evaluation, please call us at 609-417-1084.
For first time home buyers, purchasing your first home can be a very stressful experience. We can help eliminate that stress and help you through the process. We work closely with many first time home buyers and understand your concerns. First Time Home Buyer Programs, 0% and No Money Down Programs, Conventional, FHA, and VA Financing (To Qualified Buyers). Seller Assist with Closing Costs, New Homes Existing Homes in Great Neighborhoods, Fixer Upper Properties. We search all of Camden, Burlington, Gloucester, Salem, Cumberland, and Atlantic Counties. Go to http://www.homes4firsttimebuyers.com/
Looking for a fixer upper property? Willing to put in some “sweat equity” to buy your next home at a bargain price. Get a complete listing of fixer uppers in your area by going to http://www.bestfixerhomes.com/
If you are interested in HUD owned homes currently for sale , go to: http://www.njhudsales.com/.
Are you behind on your mortgage? We can help you! We are the Foreclosure Prevention Consultants. We’ve been where you are now, don’t make the same mistakes we did. See what we can do for you at http://www.i-teamhomes.com/foreclosure.htm
.
Linda & Terry Iwaniw
REALTOR Associates
First Time Home Buyer Specialist
Foreclosure Prevention Consultant
ReSales & Investment Realty, LLC
856-795-3111 x263
609-417-1084
http://www.snewjerseyhomes.com/
The Housing Market in Berlin Twnshp – April 2009
The I-Team Homes has been marketing quite extensively in Berlin Township NJ. We provide housing market analysis for our clients. The following is the most current data we have for Berlin Township :
For the month of April 2009 -
- New Listings added in April – 11 (22.9% of the Total Avg Listings of 48)
- New Listing average asking price – $219,151 ($226,650 Total Average Asking Price)
- Pending Sales (Under Contract, Not Settled) – 2
- Average price: $319,900
- Properties that Settled in April – 5
- Average sold price – $175,920 (91% of average asking price)
- Average Days on the Market – 153
We can provide you with a complete and accurate market analysis for your home with an analysis of the market area it is located in. By knowing the value of your home you have a basis to start selling your home. If you want to know the value of your home and to receive a no-cost home evaluation, please call us at 609-417-1084 .
For first time home buyers, purchasing your first home can be a very stressful experience. We can help eliminate that stress and help you through the process. We work closely with many first time home buyers and understand your concerns. First Time Home Buyer Programs, 0% and No Money Down Programs, Conventional, FHA, and VA Financing (To Qualified Buyers). Seller Assist with Closing Costs, New Homes Existing Homes in Great Neighborhoods, Fixer Upper Properties. We search all of Camden, Burlington, Gloucester, Salem, Cumberland, and Atlantic Counties. Go to http://www.homes4firsttimebuyers.com/
Looking for a fixer upper property? Willing to put in some “sweat equity” to buy your next home at a bargain price. Get a complete listing of fixer uppers in your area by going to http://www.bestfixerhomes.com/
If you are interested in HUD owned homes currently for sale , go to: HUD Owned Homes Site.
Are you behind on your mortgage? We can help you! We are the Foreclosure Prevention Consultants. We’ve been where you are now, don’t make the same mistakes we did. See what we can do for you at http://www.i-teamhomes.com/foreclosure.htm
.
Linda & Terry Iwaniw
REALTOR Associate
First Time Home Buyer Specialist
Foreclosure Prevention Consultant
ReSales & Investment Realty, LLC
856-795-3111 x263
609-417-1086
http://www.terryi.com/
http://www.snewjerseyhomes.com/
The Housing Market in Berlin Boro – April 2009
The I-Team Homes has been marketing quite extensively in Berlin Boro NJ. We provide housing market analysis for our clients. The following is the most current data we have for Berlin Boro :
For the month of April 2009 -
- Listings Added in April – 11 (14.3% of the Total Avg Listings of 77)
- Average asking price – $246,052 (93.0% of the Total Avg Price of $264,500)
- Pending Sales (Under Contract, Not Settled) – 11
- Average price: $263,320
- Properties that Settled in April – 4
- Average sold price – 283,750 (89% of average asking price)
- Average Days on the Market – 195
We can provide you with a complete and accurate market analysis for your home with an analysis of the market area it is located in. By knowing the value of your home you have a basis to start selling your home. If you want to know the value of your home and to receive a no-cost home evaluation, please call us at 609-417-1084 .
For first time home buyers, purchasing your first home can be a very stressful experience. We can help eliminate that stress and help you through the process. We work closely with many first time home buyers and understand your concerns. First Time Home Buyer Programs, 0% and No Money Down Programs, Conventional, FHA, and VA Financing (To Qualified Buyers). Seller Assist with Closing Costs, New Homes Existing Homes in Great Neighborhoods, Fixer Upper Properties. We search all of Camden, Burlington, Gloucester, Salem, Cumberland, and Atlantic Counties. Go to http://www.homes4firsttimebuyers.com/
Looking for a fixer upper property? Willing to put in some “sweat equity” to buy your next home at a bargain price. Get a complete listing of fixer uppers in your area by going to http://www.bestfixerhomes.com/
If you are interested in HUD owned homes currently for sale , go to: HUD Owned Homes Site.
Are you behind on your mortgage? We can help you! We are the Foreclosure Prevention Consultants. We’ve been where you are now, don’t make the same mistakes we did. See what we can do for you at http://www.i-teamhomes.com/foreclosure.htm
.
Linda & Terry Iwaniw
REALTOR Associate
First Time Home Buyer Specialist
Foreclosure Prevention Consultant
ReSales & Investment Realty, LLC
856-795-3111 x263
609-417-1086
http://www.terryi.com/
http://www.snewjerseyhomes.com/
The Key Points that You Should Know About Mortgages
A mortgage is a kind of an agreement made to pay the money, which was loaned, to a person by keeping the house as collateral. Mortgage is a promise made to pay the debts by putting it in writing basically. Mortgages have terms and interest rates which are either adjustable or fixed.
Mortgage terms:
Mortgages are designed in such a way that they can be paid in installments for a certain period. The time frame which allows the person to pay back his mortgage is called the term. The term may be 10 or 15 or even 30 years. The length of the term determines the amount of money to be paid, which is actually spread in installments.
Mortgage interest rate:
The interest rate depends on the percentage to be paid on the mortgage loan amount. The interest rates vary according to the credit score of the person. If the credit score of the person is very high, the interest rate and the amount of monthly installments are lower. If the credit score is lower then the interest rates and the monthly installment amount are higher. Hence a good credit score will help getting lower interest rates to the debtor.
Types of mortgages:
Mortgages – Adjustable rate of interest
Under this type of mortgages, the interest rate changes from period to period according to the fluctuations of the market. The degree of change of mortgage interest rate is directly associated with the index to which it is tied. Since index will differ as they may be tied to a foreign bank rate of interest in certain cases, it is good to ask to which index the adjustable rate of interest is tied to. Usually they are fixed for a period of 1-5 years and then become adjustable.
Mortgages – fixed rate:
The interest rate of the loan amount is fixed in the case of fixed rate mortgage till the end of the term regardless of the market fluctuations. The debtor will never have to pay more than the fixed interest rate at any cost. The only means by which a fixed rate mortgage can change is through Refinancing.
Refinancing:
It is a process of changing the existing mortgage terms of agreement. The debtor can go for refinancing when the interest rates are lower so that he can save money qualifying for the lower rate of interest. The length of the term can also be adjusted to be either long or short using refinance option. Care needs to be taken when going for refinancing of mortgages as it entails for new closing costs. Fees and closing costs are involved in this method.
Appraisal:
The crucial part of mortgage is the appraisal. Before going for a loan from a bank, the value of the house must be assessed properly. An appraiser can determine how much the house is worth actually by inspecting the features of the house and by comparing it with the neighborhood houses. If any addition or embellishment is made to the house, it can raise the value of the house, but may require to appraise the new value of the document.
What are the Stages of the Foreclosure Process?
The first stage in the foreclosure process is Preforeclosure
This is when the bank files the foreclosure lawsuit. In some states, its called the Notice of Default and in other states, it’s called a Lis Pendis. The bank can file the foreclosure lawsuit when the borrower becomes 3 payments behind.
During this period, the borrower has options to solve their situation:
- They can pay off the lender in full.
- They can bring the loan current for all of the past due payments and attorneys fees due.
- They can do a workout with the lender to negotiate a repayment plan, loan modification of forbearance.
- They can sell the house and move
- They can sell the house to an investor and lease it back
- They can refinance the home with an equity lender.
- If they owe more than the home will sell for, they can do a short sale with the lender. This stage only occurs in a judicial state, It does not occur in a non-judicial state.
The 2nd Stage in the foreclosure process is the Auction or Trustee Sale
- This is where the bank brings the property to public auction.
- The sale date is set by a hearing 3-4 weeks before the actual auction occurs.
- The homeowner has the right to attend the hearing and request an extension to get the home sold. Most of the homeowners we work with that attend this hearing can buy themselves an additional 3 days for a total of 60 days.
- 95% of the homes that go to auction go back to the bank as an REO.
The 3rd stage in the foreclosure process is the REO stage
- REO stands for Real Estate Owned. This usually costs the bank anywhere from 35,000 -50,000 to take a home back in foreclosure. This is the 3rd and last stage of the foreclosure process in a judicial state. The property becomes an REO if the property does not sell to a third party bidder at the auction.
Foreclosure Timeline
The time line for a foreclosure dictates the options you have. The longer you wait to deal with the problem the less options you have.
30-90 Days late
Many more options – including saving your home – than folks know about, and many are not very painful.
90 Days +
The absolute best options and opportunities to save your home lessen and are much more restrictive. This also diminishes some of the sales opportunities.
Attorneys letters – Lis pendens
Several easy solutions are no longer available.
Sheriff notice
We can still salvage your credit and possibly your equity, but every day you allow to go by reduces your options.
Sheriff sale and foreclosure!!
A foreclosure will be on your credit report for at least 7 YEARS. But, worse than that, PUBLIC RECORDS will show this legal action for the statutory period of a judgment in New Jersey! The bank will file a deficiency judgment that must be satisfied before you can buy another house. This does NOT happen with the other options we can employ for you. With foreclosure, your credit is devastated. The reduction in your credit score is more then 2 or 3 times what it is for some other options. That means higher interest rates AND higher purchase prices for almost anything you want to buy.
Short Sale Instead of Sheriff Sale
We can assist you with bringing your credit back to a level for you to again own your own home much sooner than you think. The government is responding to the housing crisis by offering legitimate mortgage options so people don’t have to resort to subprime mortgages and predatory lenders anymore.
Are you behind on your payments? See what your option are at http://www.i-teamhomes.com/foreclosure.htm or call us at 609-417-1084. Don’t lose your home unnecessarily.
Are they in business or not?
Posted by admin on Jun 12, 2009 in Editorial
Everyone is saying that the market is slow. It may be true or it may not be. But that is still no excuse for shoddy customer service from real estate agents. What is this with agents not returning phone calls? I’ve left a few voicemail messages for agents in the past coiuple of weeks about the homes they are marketing and I have yet to recieve a phone call back? Can it be that all of these agents have already sold those homes and are not interested in any more buyer inquiries? I doubt it, I’m not that unlucky to be able to pick almost 10 agents who have solid buyer offers and are no longer interested in other potential sales. It just blows my mind.
And then when I call the broker or office manager I get either the basic “You’ll need to speak to the listing agent about that.” and when I tell them about my messages that I have left that they’ll “look into it”. Or I end up leaving a voicemail with the broker/manager and still no call back. This gets very frustrating when dealoing with our own buyers because we don’t want to give them a bad impression about our industry. But I gotten to the point that when my buyers ask again about what info I was able to get about a particular property I just tell them “They’re not really interested in selling the property because I haven’t gotten a call back from the agent”. I then encourage my buyers to move on to another property.
The questions that our buyers tend to ask are ones that cannot be answered by the appointment desk. Our buyers are interested in knowing specifics about the property. They have questions, either before they take the time to view it or after they view it and need to make a decision on making an offer or not. This makes one wonder if the current owners are aware that a potential sale has disappeared because their agent has been unresponsive to inquiries. Or maybe the current owners don’t care.
Affiliations
Profile Widget
Speaking of Real Estate
- Facebook Fan Pages: The Difference Between Asking and Earning. June 29, 2009 Todd Carpenter
- A Sunday Open Like No Other June 29, 2009 Stacey Moncrieff
- Market Yourself on Social Media! June 26, 2009 Brian Summerfield
- Sugar Ray Leonard: “Knocked Down Doesn’t Mean You’re Knocked Out” June 26, 2009 Katherine Tarbox
- Scripts Are Coming Your Way June 25, 2009 Katherine Tarbox
- NAR Gears Up for Health Care Reform June 24, 2009 Brian Summerfield
- The Power of One June 22, 2009 Katherine Tarbox
- Save Some Green With Right Tools, Right Now June 17, 2009 Brian Summerfield
- Using Social Media to Get Ahead in the Business June 15, 2009 Melissa Tracey
- To Stage or Not to Stage? June 15, 2009 Wendy Cole
Stumble It!